Business Insurance
Whether for-profit or nonprofit, small businesses should have certain kinds of insurance. Liability insurance is highly recommended for property and automobiles. Worker's Compensation Insurance is state-required when you have 5 or more employees. Family members are included in the count if they meet the definition of employee. Subcontractors and anyone engaged in the construction industry must carry workers' compensation on their employees even if they have less than five.
Part of the decision about what insurance to buy depends on the nature of the business. At Ascendant, we will bring a business insurance specialist to design a complete insurance package that will minimize your company's risk and provide insurance coverage by quality carriers that you recognize. We become your full service insurance department answering questions: What coverage do I need? How can I reduce my risk? What should I know about insurance? What is the best available coverage for my company?
Service is our top priority. We assist our clients with the design, installation, and administration of complete business insurance programs. We provide value to our clients by virtue of our experience, knowledge, and service. We offer highly competitive business insurance to our clients.
Business Insurance Coverage's
- Business Automobile
- Commercial Property
- General Liability
- Employment Practice Liability
- Directors and Officers
- Inland Marine
- Professional Liability
- Umbrella and Excess Liability
- Workers Compensation
- Home Based Business
- Business Owners Package
- Data and Security Processing
